The following is a picture of what I send back to the credit card companies that love us so much they want us back. Yep, they feel they’ve been jilted, sent the Dear John letter. They can’t li-i-ivvvve without us. (I’ve made this pic huge so you can read it clearly, and ‘Harold’ is my husband, Sunny)
I also stuff all the papers they send me as well as the outside envelope back into the NO POSTAGE NECESSARY envelope and support our local post office while I’m at it!
Many have heard of Dave Ramsey, but in case you haven’t you can click on his link. He is an awesome national financial advisor who does seminars all over, and while we didn’t follow his plan every jot and tittle (and, no, doing this isn’t his suggestion, I stole the idea from someone else!) we did learn enough to not be intimidated by creditors who treat you like the scum of the earth. I even had one creditor at wit’s end with me…yes I was polite…and she hung up on me, ON ME! She didn’t know how to handle someone who calls wanting to pay off debt they owe, but not willing to be talked down to and intimidated to tears. Her super called me the following Monday and accepted my payment arrangement.
And I am happy to say that we are within inches of being completely out of debt and will be able to call the Dave Ramsey show and shout WE’RE DEBT FREE!
Many thanks to God first off and the people (you know who you are) who have supported us without condemning us.
It’s All Cash Or Bust Good!